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What are the Benefits What Are the Types Documents Required How to Get Started Ongoing Requirements Payment Gateway Compliance Services Payment Gateway Compliance Calendar Who Needs Services Why Trust Enterslice FAQs Schedule Meeting Manage 100% Regulatory Compliance for Payment Gateways with Enterslice Regulatory compliance for payment gateways refers to a multi-level framework that apply to businesses providing digital payment services and handling customer money. Online businesses, fintech lending platforms, wallet/PPI issuers, onboarding merchants, UPI service providers, PA, and PGs are some common players in the online payment ecosystem in India. From data localization & AML/KYC audits to NPCI and PCI-DSS- we cover everything for your payment gateway compliances. Partner with Enterslice and get your personalized checklist within minutes. RBI-Compliant- 100% 30-Min Free Discussion One Dedicated Personal Manager Full Corporate Documentation On-time Disclosure Filings Website Policy Drafting & More Payment Gateway Compliances with Enterslice Experts Protect your customers’ data as per the Digital Personal Data Protection (DPDP) Act and RBI rules. Schedule a free consultation and list your obligations under payment gateway compliances with our experts. Book a 30-Min Advisory Call How Will Payment Gateway Compliances Benefit You? You don’t just save a lot of money that would otherwise be spent on fines, but also establish yourself as a brand in the market with payment gateway compliances. Some key benefits include: Better Customer Confidence If you are a SaaS company, fintech platform, online marketplace, or global business, you can retain customers when payments and purchases are processed via secure systems. Reduced Risks of Fraud Security standards like PCI-DSS and RBI-required controls assist businesses like yours in preventing payment-related fraud and unauthorized transactions. Stronger Banking and Payment Service Provider Relationships You can maintain good relationships with banking institutions and PSPs in India by adhering to all payment gateway licensing and compliances. Wide Range of Products and Services Companies that are properly compliant can offer a wide range of payment methods like UPI, credit/debit cards, net banking, wallets, EMI options, and cross-border payments, generating more revenue. Improved Market Image Once you demonstrate the RBI compliance for payment gateways, you show a sense of professionalism and commitment to consumer safety regarding data protection and money, enhancing your business’s image in the competitive market. Ease of Funding Fintechs and digital payment service providers often require funding through pitch decks and institutional funds. The investors usually review compliance records before they invest in your company or business. Lower Risk of Penalties and Regulatory Action When you adhere to RBI compliance for payment gateways and related requirements, the chances of penalties, account suspensions, merchant terminations, and regulatory investigations are comparatively less. Seamless Scalability It becomes easier for companies to scale their operations into new markets, handle large-scale customer onboarding, and drive overall business growth when they have a compliant payment infrastructure with minimal operational changes. What Are the Types of Payment Gateway Compliances? The types of Payment Gateway Compliances are as follows: RBI PA Compliance Important for payment aggregators that collect payments from clients and settle funds on behalf of merchants. You need an RBI authorization, maintain net worth, carefully document merchant onboarding & due diligence, escrow account maintenance, risk management, and reporting. PCI-DSS The payment card industry data security standard that applies to businesses that collect, store, process, or transmit cardholder data. Your compliance stack would include continuous transaction monitoring, data protection of customer information, security testing, access control checks, and network security. Know Your Customer KYC compliance is one of the most important requirements for businesses engaged in payment gateways and digital payments. This helps companies prevent fraud and criminal activities. You will need to validate the identities of your clients, merchant verifications, checks on the beneficial owners, and monitor ongoing transactions. Anti-Money Laundering AML compliance aims to prevent money laundering and terrorist financing activities. Common activities include STR reporting, regular log monitoring, record maintenance, AML policy drafting, audits, and employee training. Data Localization Compliance As per the payment gateway compliance under the Reserve Bank of India, all data relating to transactions in India must be stored within the country. You must make sure that the data is managed securely and stored on servers in India with regular compliance audits. Compliance on Card Tokenization Card tokenization is required by businesses that enable customers to save their card details for future payments and transactions. You will have to replace card details with secure tokens, manage client consent, and guarantee secure token storage. NPCI Compliance Mostly followed by companies that offer services via NPCI-operated systems, namely UPI, IMPS, RuPay, and Bharat BillPay. Mandatory compliance includes tech certifications, adherence to security standards, and operational due diligence in accordance with the NPCI rules. Cybersecurity and Information Security Penetration testing, system vulnerability tests, proper procedures for incident response, business continuity, and disaster recovery plans for strong cybersecurity controls, data protection, and payment system safety. Digital Personal Data Protection Most major and mid-sized digital ecosystem players must address DPDP-related obligations. Key obligations are the establishment of user consent mechanisms, privacy notices, policy drafting, measures for data security, and breach-related reporting. Audit and Reporting As a payment service provider or a PA, you will need to undergo audits and file returns with regulators such as the RBI and your banking partners on PCI-DSS, IT security, system audits, CERT-In, and NPCI. What are the Documents Required for Payment Gateway Compliances? As your compliance service provider, we will need the following documents from you for payment gateway compliances: Certificate of Incorporation of the company PAN and GST ID KYC documents of owners and directors Business address proof MOA/AOA Information on beneficial owners A cancelled cheque or bank statement Website URL Privacy Policy, Refund Policy, and Terms & Conditions Description of the business Board resolution or authorization letter RBI approvals and licenses Net worth certificate (if required) AML and KYC policies Risk management framework Due diligence procedures Confused about the paperwork for Payment gateway reporting requirements? Book a 1:1 Virtual Meeting How to Get Started with Enterslice for Regulatory Compliance for Payment Gateways? Check out how to start Regulatory Compliance for Payment Gateways with Enterslice’s help: Initial Assessment We begin by reviewing your business model, products, and services to determine the applicable regulatory requirements, including PCI-DSS, RBI guidelines, the DPDP Act, and other relevant compliance standards. This assessment helps identify any existing compliance gaps. Request Documents Once the compliance requirements are identified, we collect the necessary corporate, financial, operational, and regulatory documents. These may include incorporation certificates, PAN details, bank statements, website policies, and governance records. Risk Analysis Our compliance team conducts a comprehensive risk assessment of your business activities, transaction flows, merchant category, industry risks, and customer exposure to identify potential compliance and operational risks. Prepare Your Policies We draft or update essential policies, including Privacy Policy, Terms & Conditions, Refund Policy, Information Security Policy, AML/KYC procedures, and Data Protection Policy to align with payment gateway compliance requirements. Review of Your Security and Tech Systems Our experts assess your payment infrastructure and security framework through gap analysis, network reviews, data protection assessments, vulnerability testing, and PCI-DSS readiness evaluations. Implementation of Recommendations After identifying compliance gaps, we assist in implementing corrective measures, including website disclosure updates, enhanced security controls, improved customer verification procedures, stronger internal compliance processes, and secure data management practices. Getting Additional Certifications If required, we support your business in obtaining additional certifications and assessments, including PCI-DSS certification, security audits, Vulnerability Assessment and Penetration Testing (VAPT), and information security reviews. Onboarding Assistance We assist with payment gateway onboarding by preparing application forms, completing merchant documentation, coordinating with payment gateway providers, and responding to compliance reviews or follow-up requests. Review of RBI Compliance for Payment Gateways Our team verifies compliance with RBI regulations, AML and KYC obligations, data localization requirements, NPCI guidelines, and the Digital Personal Data Protection (DPDP) Act based on your business operations. Go-Live Approval Once all compliance requirements have been fulfilled, we facilitate the final approval process, ensuring merchant account activation and readiness for secure payment acceptance and transaction processing. Facing Issues in Payment Gateway Annual Compliance? Now get a 365-day personalized plan for payment gateway annual compliance. 10x Faster Compliance Planning with a Demo 100% Digital Process Free 30-min Expert Consulting Are There Ongoing Requirements for Payment Gateway Compliances? Yes, payment gateway compliances are not a one-time activity. Take a look at the following obligations that Enterslice will help you complete: Maintain bank and business details. Renew business and regulatory licenses. Constantly monitor seller transactions. Review and filter out high-risk and sanctioned sellers. Update and inform the regulator if there’s a change in the company. Notify authorities of any change in beneficial ownership or directors. Review your policies as per regulations and legislative updates. Report to the regulator if your system flags suspicious transactions. Regularly conduct VAPT, patch management, and access control reviews. Back up your data and perform disaster recovery testing. Conduct continuous transaction monitoring and submit STRs. Handle and report data breaches and cybersecurity incidents. Manage customer consent and review data retention. Respond to chargeback notices of merchant clients. Resolve consumer complaints and track refunds (if needed). Maintain PCI-DSS certifications and conduct security audits. Submit RBI returns, manage your escrow accounts, and conduct due diligence. Audit AML compliance to prevent fraud, money laundering, and terrorist financing. Renew NPCI certifications and handle UPI-related disputes. Get a Tailored Payment Gateway Compliance Checklist. Book a 1:1 Virtual Meeting Enterslice’s Services for Payment Gateway Compliance Services Here's a list of Payment Gateway Compliance Services by Enterslice: PCI-DSS Certification Assistance with PCI-DSS certification and implementation of security controls to protect cardholder data. KYC and Customer Due Diligence Establish client onboarding mechanisms and identity verification of merchants to meet KYC and anti-fraud obligations. AML Audit Services Support in anti-money laundering compliance audits via reporting and risk management development. Data Privacy Assistance in secure data handling, complete privacy governance, and cybersecurity practices. Transaction Monitoring Managing systems and logs to detect, identify, and report suspicious transactions to reduce financial and regulatory risks. Seamless Audit and Assurance Support Centralized document storage dashboard for preparing and presenting records for internal and external audits. Policy and Governance Framework Development Policy drafting and corporate governance framework establishment to make sure that the company is accountable with secure and controlled systems. Third-Party Oversight Reviewing contracts, SLAs, security, and regulatory obligations of service providers for RBI compliance for payment gateways. Compliance Reporting and Regulatory Updates Timely filing of compliance reports and periodic reports to the RBI and related regulators while simultaneously tracking regulatory changes that affect the payment gateway compliances ecosystem. Payment Gateway Compliances- Calendar 2026 Here’s the calendar 2026 for payment gateway compliances in India- Month Regulator Compliance Task Description Deadline Frequency January RBI PA/PG License Renewal - Annual Declaration Payment gateway license holders must submit annual renewal documents, updated financials and compliance certificate to RBI DPSS. Jan 31 Annual January FIU-IND/AML CTR Filing - December Cash Transactions Report December cash transactions of ₹10 lakh or more to FIU-IND through FINnet 2.0. Jan 15 Monthly January CERT-In Q4 FY26 Quarterly Cyber Security Audit Submission Payment system operators must submit the Q4 cybersecurity audit report to CERT-In. Jan 15 Quarterly January PCI-DSS Q1 Internal Vulnerability Scan (PCI-DSS v4.0) Complete the Q1 PCI-DSS v4.0 internal vulnerability scan and document findings. Jan 31 Quarterly January RBI Nodal / Escrow Account Monthly Reconciliation Reconcile escrow balances with settlement statements and submit reconciliation. Jan 7 Monthly January IT Act/MeitY TDS Deposit - December Deductions (Sec 194H/194A) Deposit TDS on December merchant/vendor payments. Jan 7 Monthly December RBI Year-End Nodal / Escrow Account Annual Audit Complete year-end audit of nodal/escrow accounts with settlement reconciliation. Dec 31 Annual December IT Act/MeitY Advance Tax - FY26-27 Third Installment Payment (75%) Pay the FY2026-27 third advance tax installment. Dec 15 Annual (Q3 installment) December RBI Annual Card Data Purge Certification - CISO + CEO Sign-off Obtain certification that no raw card data is stored in systems. Dec 31 Annual December FIU-IND/AML Year-End PMLA Policy & AML Training Completion Complete annual AML/CFT training and policy review. Dec 31 Annual December NPCI FASTag / NETC Year-End Settlement Reconciliation Reconcile FASTag/NETC settlements and exception items. Dec 31 Annual Who Needs Services for RBI Compliance for Payment Gateways? From fintech companies and wallet/PPI issuers to online marketplaces, any business that is engaged in providing online payments, collecting customer data and facilitating money transfers as an intermediary should go for RBI compliance for payment gateways. Top Industries That Require Payment Gateway Annual Compliance Financial Services Wealth-Tech E-Commerce Tech and Subscriptions Healthcare Tourism Entertainment Common Businesses for Payment Gateway Compliance Services Online Marketplaces D2C Businesses Edtech Platforms NBFCs and Digital Lending Platforms SaaS Companies Online Travel Agencies Payment Aggregators Digital Streaming and In-App Purchases Telehealth Platforms Schedule Meeting Want to Complete Payment Gateway Reporting Requirements? Now, get a periodic calendar to complete payment gateway reporting requirements 100% PCI-DSS and DPDP Compliant RBI-Approved Audit Procedures Free 30-min Expert Consulting Why Trust Enterslice for Payment Gateway Compliances? We have over 10 years of experience as India’s emerging PSP and fintech compliance firm. From AML to PCI-DSS, we provide end-to-end services for payment gateway license, AML consulting and advisory services, KYC, testing & monitoring, and PCI-DSS compliance. Key reasons to trust Enterslice for Payment Gateway Compliances are as follows: 350+ Audits Closed Across NBFC, PPI, PAs, and Online Businesses One Compliance Expert for Each Client Personalized Payment Gateway Compliance Checklist 99% Regulator Acceptance Track Record 4-Hour Response Time on Your Resolution Channel Support for Annual VAPT, CTR/STR, and Compliance Training Free Demo for Transaction Monitoring & Implementation Query Resolution Within 1-2 Days Coverage across Fintechs, Online Marketplaces, and Digital Lenders Frequently Asked Questions on RBI Compliance for Payment Gateways What will happen if I don’t comply with the payment aggregator regulations of the RBI? The regulator can suspend or freeze your escrow account. You may face operational restrictions, suspension, corrective directions, or regulatory action. Fines between INR 10 lakh and INR 1 crore, depending on the seriousness and repetition of the violation. You can suffer heavy reputational damage in the market. Loss of investor and client confidence. What does PCI-DSS actually mean under the payment gateway legal compliance in India? In simple words, it's a set of standards that are developed by the PCI Security Standards Council, which helps businesses in storing, processing, and transmitting credit and debit card information. What type of mandatory disclosures are needed for payment gateway verification? You will have to display: Terms and conditions Refund policy- full details on cancellation of subscription or product/services within a 5- or 7-day timeline. Privacy policy With a working phone number, physical address, and email address. Do the RBI localization rules apply if I use cloud servers outside India? Absolutely, the Reserve Bank of India has mandated that all your end-to-end transaction details and details be stored securely in India. In case your data is stored in an infrastructure in some foreign jurisdiction, then it must be deleted within 24 hours to remain compliant with the localization rules. Also, you will have to make sure that the entire data is retained exclusively within India post the 1-day deletion. Can merchants save customer card details for a faster checkout? You cannot save raw card data on your own database (platform or website) as per the RBI rules. Still, you can use a payment processor instead that can help you process data securely, store it, and issue a random string of characters “as a token” that can be used to process future charges. What is the net worth needed for RBI-approved payment aggregators? Initially, you need at least INR 15 crore at the time of the application and must have at least INR 25 crore by the third year and the upcoming years at all times. Examples of well-known payment ecosystem players include Razorpay, Cashfree, PayU and CCAvenue, subject to their current RBI authorization status. What address is accepted for KYC compliance? Some common documents needed to know your customer address proof include passport, Aadhaar card, voter ID, driving license, electricity bills, water connection receipts, and internet bills of the last three months. How does a payment gateway help merchants with PCI compliance? They act as an intermediary on behalf of the merchants to accept card payments, which saves the latter from a separate and individual PCI-DSS compliance, saving their time and cost engaged in the process. How does a PCI-compliant payment gateway work? The system works by receiving payment details from customers on the merchant’s website. Further, it encrypts the data and transmits it securely to the payment processors as per the PCI-DSS rules. The entire process protects the card data, relieving merchants of the PCI obligations. Does a merchant need PCI-DSS if already using a payment gateway? Even though having a payment gateway significantly reduces your compliance obligations, it does not simply eliminate the requirements in their entirety. As a merchant, you will still need to validate your internal data, handling practices, and constantly confirm that no raw data is stored on the servers.
Regulatory compliance for payment gateways refers to a multi-level framework that apply to businesses providing digital payment services and handling customer money.
Online businesses, fintech lending platforms, wallet/PPI issuers, onboarding merchants, UPI service providers, PA, and PGs are some common players in the online payment ecosystem in India.
From data localization & AML/KYC audits to NPCI and PCI-DSS- we cover everything for your payment gateway compliances. Partner with Enterslice and get your personalized checklist within minutes.
RBI-Compliant- 100%
30-Min Free Discussion
One Dedicated Personal Manager
Full Corporate Documentation
On-time Disclosure Filings
Website Policy Drafting & More
Protect your customers’ data as per the Digital Personal Data Protection (DPDP) Act and RBI rules. Schedule a free consultation and list your obligations under payment gateway compliances with our experts.
You don’t just save a lot of money that would otherwise be spent on fines, but also establish yourself as a brand in the market with payment gateway compliances. Some key benefits include:
If you are a SaaS company, fintech platform, online marketplace, or global business, you can retain customers when payments and purchases are processed via secure systems.
Security standards like PCI-DSS and RBI-required controls assist businesses like yours in preventing payment-related fraud and unauthorized transactions.
You can maintain good relationships with banking institutions and PSPs in India by adhering to all payment gateway licensing and compliances.
Companies that are properly compliant can offer a wide range of payment methods like UPI, credit/debit cards, net banking, wallets, EMI options, and cross-border payments, generating more revenue.
Once you demonstrate the RBI compliance for payment gateways, you show a sense of professionalism and commitment to consumer safety regarding data protection and money, enhancing your business’s image in the competitive market.
Fintechs and digital payment service providers often require funding through pitch decks and institutional funds. The investors usually review compliance records before they invest in your company or business.
When you adhere to RBI compliance for payment gateways and related requirements, the chances of penalties, account suspensions, merchant terminations, and regulatory investigations are comparatively less.
It becomes easier for companies to scale their operations into new markets, handle large-scale customer onboarding, and drive overall business growth when they have a compliant payment infrastructure with minimal operational changes.
The types of Payment Gateway Compliances are as follows:
Important for payment aggregators that collect payments from clients and settle funds on behalf of merchants. You need an RBI authorization, maintain net worth, carefully document merchant onboarding & due diligence, escrow account maintenance, risk management, and reporting.
The payment card industry data security standard that applies to businesses that collect, store, process, or transmit cardholder data. Your compliance stack would include continuous transaction monitoring, data protection of customer information, security testing, access control checks, and network security.
KYC compliance is one of the most important requirements for businesses engaged in payment gateways and digital payments. This helps companies prevent fraud and criminal activities. You will need to validate the identities of your clients, merchant verifications, checks on the beneficial owners, and monitor ongoing transactions.
AML compliance aims to prevent money laundering and terrorist financing activities. Common activities include STR reporting, regular log monitoring, record maintenance, AML policy drafting, audits, and employee training.
As per the payment gateway compliance under the Reserve Bank of India, all data relating to transactions in India must be stored within the country. You must make sure that the data is managed securely and stored on servers in India with regular compliance audits.
Card tokenization is required by businesses that enable customers to save their card details for future payments and transactions. You will have to replace card details with secure tokens, manage client consent, and guarantee secure token storage.
Mostly followed by companies that offer services via NPCI-operated systems, namely UPI, IMPS, RuPay, and Bharat BillPay. Mandatory compliance includes tech certifications, adherence to security standards, and operational due diligence in accordance with the NPCI rules.
Penetration testing, system vulnerability tests, proper procedures for incident response, business continuity, and disaster recovery plans for strong cybersecurity controls, data protection, and payment system safety.
Most major and mid-sized digital ecosystem players must address DPDP-related obligations. Key obligations are the establishment of user consent mechanisms, privacy notices, policy drafting, measures for data security, and breach-related reporting.
As a payment service provider or a PA, you will need to undergo audits and file returns with regulators such as the RBI and your banking partners on PCI-DSS, IT security, system audits, CERT-In, and NPCI.
As your compliance service provider, we will need the following documents from you for payment gateway compliances:
Certificate of Incorporation of the company
PAN and GST ID
KYC documents of owners and directors
Business address proof
MOA/AOA
Information on beneficial owners
A cancelled cheque or bank statement
Website URL
Privacy Policy, Refund Policy, and Terms & Conditions
Description of the business
Board resolution or authorization letter
RBI approvals and licenses
Net worth certificate (if required)
AML and KYC policies
Risk management framework
Due diligence procedures
Confused about the paperwork for Payment gateway reporting requirements?
Check out how to start Regulatory Compliance for Payment Gateways with Enterslice’s help:
We begin by reviewing your business model, products, and services to determine the applicable regulatory requirements, including PCI-DSS, RBI guidelines, the DPDP Act, and other relevant compliance standards. This assessment helps identify any existing compliance gaps.
Once the compliance requirements are identified, we collect the necessary corporate, financial, operational, and regulatory documents. These may include incorporation certificates, PAN details, bank statements, website policies, and governance records.
Our compliance team conducts a comprehensive risk assessment of your business activities, transaction flows, merchant category, industry risks, and customer exposure to identify potential compliance and operational risks.
We draft or update essential policies, including Privacy Policy, Terms & Conditions, Refund Policy, Information Security Policy, AML/KYC procedures, and Data Protection Policy to align with payment gateway compliance requirements.
Our experts assess your payment infrastructure and security framework through gap analysis, network reviews, data protection assessments, vulnerability testing, and PCI-DSS readiness evaluations.
After identifying compliance gaps, we assist in implementing corrective measures, including website disclosure updates, enhanced security controls, improved customer verification procedures, stronger internal compliance processes, and secure data management practices.
If required, we support your business in obtaining additional certifications and assessments, including PCI-DSS certification, security audits, Vulnerability Assessment and Penetration Testing (VAPT), and information security reviews.
We assist with payment gateway onboarding by preparing application forms, completing merchant documentation, coordinating with payment gateway providers, and responding to compliance reviews or follow-up requests.
Our team verifies compliance with RBI regulations, AML and KYC obligations, data localization requirements, NPCI guidelines, and the Digital Personal Data Protection (DPDP) Act based on your business operations.
Once all compliance requirements have been fulfilled, we facilitate the final approval process, ensuring merchant account activation and readiness for secure payment acceptance and transaction processing.
Yes, payment gateway compliances are not a one-time activity. Take a look at the following obligations that Enterslice will help you complete:
Get a Tailored Payment Gateway Compliance Checklist.
Here's a list of Payment Gateway Compliance Services by Enterslice:
Assistance with PCI-DSS certification and implementation of security controls to protect cardholder data.
Establish client onboarding mechanisms and identity verification of merchants to meet KYC and anti-fraud obligations.
Support in anti-money laundering compliance audits via reporting and risk management development.
Assistance in secure data handling, complete privacy governance, and cybersecurity practices.
Managing systems and logs to detect, identify, and report suspicious transactions to reduce financial and regulatory risks.
Centralized document storage dashboard for preparing and presenting records for internal and external audits.
Policy drafting and corporate governance framework establishment to make sure that the company is accountable with secure and controlled systems.
Reviewing contracts, SLAs, security, and regulatory obligations of service providers for RBI compliance for payment gateways.
Timely filing of compliance reports and periodic reports to the RBI and related regulators while simultaneously tracking regulatory changes that affect the payment gateway compliances ecosystem.
Here’s the calendar 2026 for payment gateway compliances in India-
From fintech companies and wallet/PPI issuers to online marketplaces, any business that is engaged in providing online payments, collecting customer data and facilitating money transfers as an intermediary should go for RBI compliance for payment gateways.
Top Industries That Require Payment Gateway Annual Compliance
Common Businesses for Payment Gateway Compliance Services
We have over 10 years of experience as India’s emerging PSP and fintech compliance firm. From AML to PCI-DSS, we provide end-to-end services for payment gateway license, AML consulting and advisory services, KYC, testing & monitoring, and PCI-DSS compliance. Key reasons to trust Enterslice for Payment Gateway Compliances are as follows:
In simple words, it's a set of standards that are developed by the PCI Security Standards Council, which helps businesses in storing, processing, and transmitting credit and debit card information.
You will have to display:
With a working phone number, physical address, and email address.
Absolutely, the Reserve Bank of India has mandated that all your end-to-end transaction details and details be stored securely in India. In case your data is stored in an infrastructure in some foreign jurisdiction, then it must be deleted within 24 hours to remain compliant with the localization rules. Also, you will have to make sure that the entire data is retained exclusively within India post the 1-day deletion.
You cannot save raw card data on your own database (platform or website) as per the RBI rules. Still, you can use a payment processor instead that can help you process data securely, store it, and issue a random string of characters “as a token” that can be used to process future charges.
Initially, you need at least INR 15 crore at the time of the application and must have at least INR 25 crore by the third year and the upcoming years at all times. Examples of well-known payment ecosystem players include Razorpay, Cashfree, PayU and CCAvenue, subject to their current RBI authorization status.
Some common documents needed to know your customer address proof include passport, Aadhaar card, voter ID, driving license, electricity bills, water connection receipts, and internet bills of the last three months.
They act as an intermediary on behalf of the merchants to accept card payments, which saves the latter from a separate and individual PCI-DSS compliance, saving their time and cost engaged in the process.
The system works by receiving payment details from customers on the merchant’s website. Further, it encrypts the data and transmits it securely to the payment processors as per the PCI-DSS rules. The entire process protects the card data, relieving merchants of the PCI obligations.
Even though having a payment gateway significantly reduces your compliance obligations, it does not simply eliminate the requirements in their entirety. As a merchant, you will still need to validate your internal data, handling practices, and constantly confirm that no raw data is stored on the servers.
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Researchers have found out that organization using new technologies in their accounting and tax have better productivity as compared to those using the traditional methods. Complying with the recent technological trends in the accounting industry, Enterslice was formed to focus on the emerging start up companies and bring innovation in their traditional Chartered Accountants & Legal profession services, disrupt traditional Chartered Accountants practice mechanism & Lawyers.
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