Direct Tax
Consulting
ESG Advisory
Indirect Tax
Growth Advisory
Internal Audit
BFSI Audit
Industry Audit
Valuation
RBI Services
SEBI Services
IRDA Registration
AML Advisory
IBC Services
Recovery of Shares
NBFC Compliance
IRDA Compliance
Finance & Accounts
Payroll Compliance Services
HR Outsourcing
LPO
Fractional CFO
General Legal
Corporate Law
Debt Recovery
Select Country
Looking to Acquire an NBFC for Sale in India? Expand your financial business effortlessly with expert guidance from Enterslice. From due diligence to RBI approvals, we provide end-to-end support for both buyers and sellers, ensuring a seamless and successful transaction. Enterslice is leading the fintech industry with a 75% market share.
500000 +
500 +
50 +
GET FREE CONSULTATION
Rated at 4.8/5 22986+ Happy Reviews
Are you looking for a quick establishment of an NBFC bank in India? If yes, then opting for an NBFC for sale is a strategic way to expand operations and diversify services with an already existing customer base and operational framework. Purchasing an NBFC for sale is a feasible procedure; however, you must comply with various laws and conduct proper due diligence of the target company to assess its commercial potential. Additionally, you are required to obtain prior approval from the RBI for the sale of an NBFC company.
The NBFC license for sale remains the concern of the owner, but as a buyer, you should be well-informed and understand the functions, market size, future prospects, and what an NBFC truly is. A Non-Banking Financial Company (NBFC) is a financial entity that does not hold a banking license and is not governed by national banking laws and regulations.
Meanwhile, opting for an NBFC business for purchase gives you the advantage of bypassing lengthy regulatory procedures, thereby enabling quicker market penetration.
We at Enterslice assist companies and businesses with the complete procedure of an NBFC for sale for both sellers and acquirers in the most cost-effective and timely manner.
NBFC Scouting & Matching
RBI Approval Support
Legal Documentation & Agreements
Financial & Tax Due Diligence
Company Valuation
ROC & Compliance Filings
Post-Acquisition Audit Support
Get instant access to an established NBFC license, customer base, and regulatory approvals. Enterslice ensures a smooth and compliant process for NBFC for sale.
The list of benefits of acquiring an NBFC for sale vs starting a new one is as follows:
Purchasing an NBFC for sale allows businesses to easily expand and diversify their operations. It is a strategic move that provides access to an established framework and customer base.
An NBFC business for purchase helps you skip long registration delays, letting you benefit from existing regulatory approvals.
Unlike registering a new NBFC, acquiring an existing one allows quicker access to the financial market.
Purchasing an NBFC business for purchase gives you access to an already established customer base. This not only accelerates growth but also boosts revenue potential while strengthening your market presence.
The step-by-step process to acquire an NBFC for sale in India is as follows:
It is the responsibility of the acquirer of the business NBFC for sale to carefully evaluate the target NBFC’s financial health, operational practices, loan portfolio, and regulatory compliance. Doing so helps safeguard against potential legal liabilities during the acquisition of the NBFC for sale.
Secondly, the NBFC’s fair market value is determined using techniques like Discounted Cash Flow (DCF), Comparable Company Analysis, or Net Asset Value (NAV).
After the completion of due diligence and valuation, both buyer and seller will accordingly negotiate the terms and conditions of the sale, including purchase price and transaction conditions.
The acquirer must submit all the necessary application details to the Reserve Bank of India (RBI), including financial documents, management changes and various other necessary details. RBI will accordingly approve, considering that the acquisitions align with the regulatory standards.
This is the final step, where the acquirer integrates the NBFC into its existing operations after the acquisition. The process includes aligning policies, systems, staff, and infrastructure to ensure a smooth and seamless transition.
The list of information required for an NBFC company for sale of the seller is as follows:
Company Name
Company’s business address
Telephone number or email address of the company
PAN number
Name and contact details of the Compliance officer
Line of business
Details of the major shareholders and the line of activity of corporates
Name of the principal and overseas bankers
Name of the Regulators (RBI, SEBI, IRDA, PFRDA, NHB or any other foreign regulator)
Companies name in the groups as stated under the prudential norms for directors
Name of the companies in the group that are NBFCs
Name of the companies in the group that are prohibited from accepting deposits, prosecuted by the RBI
Details of the prosecution, pending, commenced or resulting in a conviction in the past against the corporate violation.
In case the corporation has been subject to the investigation of a government department or agency.
The list of challenges in acquiring an NBFC for sale is as follows:
Understanding the regulatory requirements for acquiring an NBFC license for sale can be complex and challenging.
Cultural differences between the buyer and seller may create integration issues, posing significant challenges during the acquisition process.
If the NBFC carries any inherited loans, the acquirer may face credit risks, making thorough due diligence essential.
The checklist before you consider an NBFC business for purchase is as follows:
The list of requirements for RBI approval for NBFC license for sale is as follows:
Client :- Mid-sized lending company expanding into MSME & personal loan segments.
Target :- An operational NBFC with ₹12.5 Cr valuation, 6+ years in business, clean RBI track record.
Key Case Highlights :-
Services Provided by Enterslice :-
Outcome :-
With 12+ years of expertise, Enterslice brings in-depth knowledge of financial regulations, compliance, and due diligence in NBFC acquisitions. We make the NBFC purchase process smooth, transparent, and hassle-free. Here are the reasons why Enterslice should be your first choice for NBFC for sale:
Have a look at the following answers to the most asked questions:
Yes, it is mandatory to obtain an RBI approval in order to ensure that the acquirer is financially sound, has a good reputation and management capabilities.
Yes, a foreign entity can buy an NBFC in India provided they comply with the rules and regulations set by the Reserve Bank of India (RBI) and the Foreign Exchange Management Act (FEMA), 1999.
You can check the authenticity of NBFC for sale by verifying its registration and approval with the Reserve Bank of India (RBI) and conducting an extensive due diligence on the company, including assessing financial records, legal compliance, management and market position.
Acquiring an NBFC for sale instead of starting a new one allows you to bypass the lengthy regulatory procedures. It provides immediate access to an existing customer base, operational infrastructure, and an established market presence, ensuring a quicker and smoother entry into the market.
The step-by-step process to acquire an NBFC for sale begins with conducting due diligence to assess the financial health of the company and its compliance with regulatory requirements. The next step is to determine its market value through proper valuation techniques. Finally, the process concludes with negotiations with the seller and obtaining approval from the RBI.
NBFC license for sale includes regulatory approval from the Reserve Bank of India (RBI), which allows the acquirer to operate legally in the financial sector.
Firstly, obtaining RBI approval is mandatory for acquiring an NBFC for sale. The acquirer must meet the financial soundness criteria, submit all the required documents, and comply with KYC and Anti-Money Laundering (AML) guidelines.
The main thing that one should check before investing in an NBFC is that it is registered with the Reserve Bank of India.
The different categories of NBFCs that can be invested in are Investment Credit Company, Microfinance company, NBFC factors, Peer to peer lending, NBFC Account Aggregator, Infrastructure Finance Company, and Core Investment Company.
The Reserve Bank of India regulates the Non-Banking Financial Company in India.
Red Herring Top 100 Asia enlists outstanding entrepreneurs and promising companies. It selects the award winners from approximately 2000 privately financed companies each year in the Asia. Since 1996, Red Herring has kept tabs on these up-and-comers. Red Herring editors were among the first to recognize that companies such as Google, Facebook, Kakao, Alibaba, Twitter, Rakuten, Salesforce.com, Xiaomi and YouTube would change the way we live and work.
Researchers have found out that organization using new technologies in their accounting and tax have better productivity as compared to those using the traditional methods. Complying with the recent technological trends in the accounting industry, Enterslice was formed to focus on the emerging start up companies and bring innovation in their traditional Chartered Accountants & Legal profession services, disrupt traditional Chartered Accountants practice mechanism & Lawyers.
-- Testimonials
“Enterslice handled our NBFC sale with exceptional professionalism. Their valuation insights, due-diligence support, and negotiation strategy delivered results beyond expectations. A truly seamless transaction experience.”
Verified Customer
“Our NBFC sale closure was smooth thanks to Enterslice. They handled compliance, valuation reports, and investor outreach confidently. Great communication and strategic support throughout!”
Stay updated with all the latest legal updates. Just enter your email address and subscribe for free!
Login
Get Started
WhatsApp
(+91) 9870310368 
(+1) 6292766228