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Looking to Acquire an NBFC for Sale in India? Expand your financial business effortlessly with expert guidance from Enterslice. From due diligence to RBI approvals, we provide end-to-end support for both buyers and sellers, ensuring a seamless and successful transaction. Enterslice is leading the fintech industry with a 75% market share.
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Overview Benefits Process Information Required Challenges Checklist Requirements Case Study Why Us Schedule Meeting An Overview of NBFC for Sale Aspect Details What is NBFC for Sale? NBFC for sale refers to the transfer of an existing NBFC that is available for purchase along with its assets, licenses, and customer base. To operate in the financial sector, one requires prior approval from the RBI. Regulatory framework The sale and acquisition of an NBFC is governed by strict regulatory oversight in India. The key compliance frameworks include: Reserve Bank of India (RBI) Know your customer (KYC) Guidelines Anti-money laundering Regulations Benefits The list of benefits of an NBFC license for sale is: Easy Business Expansion Bypasses Lengthy Regulatory Process Quick Entry into the Financial Market Access to Existing Customer Steps The step-by-step process of the NBFC company for sale is as follows: Due Diligence Valuation Negotiations RBI Approval Integration Challenges Challenges in acquiring an NBFC for sale include: Complex regulatory requirements Valuation disputes Cultural and integration issues Credit risks from inherited loans How Can We Help You? Our team of expert professionals in Enterslice can assist you in NBFC for sale in the following ways: Initial Consultation & Requirement Analysis Shortlisting & Matching Suitable NBFCs Due Diligence & Background Checks Negotiation & Agreement Drafting RBI Approval & Regulatory Filings Final Transfer & Post-Acquisition Support Accelerate Your Business Expansion with NBFC for Sale Get instant access to an established NBFC license, customer base, and regulatory approvals. Enterslice ensures a smooth and compliant process for NBFC for sale. Get Started Now NBFC for Sale: An Overview Are you looking for a quick establishment of an NBFC bank in India? If yes, then opting for an NBFC for sale is a strategic way to expand operations and diversify services with an already existing customer base and operational framework. Purchasing an NBFC for sale is a feasible procedure; however, you must comply with various laws and conduct proper due diligence of the target company to assess its commercial potential. Additionally, you are required to obtain prior approval from the RBI for the sale of an NBFC company. The NBFC license for sale remains the concern of the owner, but as a buyer, you should be well-informed and understand the functions, market size, future prospects, and what an NBFC truly is. A Non-Banking Financial Company (NBFC) is a financial entity that does not hold a banking license and is not governed by national banking laws and regulations. Meanwhile, opting for an NBFC business for purchase gives you the advantage of bypassing lengthy regulatory procedures, thereby enabling quicker market penetration. We at Enterslice assist companies and businesses with the complete procedure of an NBFC for sale for both sellers and acquirers in the most cost-effective and timely manner. NBFC Scouting & Matching RBI Approval Support Legal Documentation & Agreements Financial & Tax Due Diligence Company Valuation ROC & Compliance Filings Post-Acquisition Audit Support Benefits of Acquiring an NBFC for Sale vs Starting New The list of benefits of acquiring an NBFC for sale vs starting a new one is as follows: Easy Business Expansion Purchasing an NBFC for sale allows businesses to easily expand and diversify their operations. It is a strategic move that provides access to an established framework and customer base. Bypasses Lengthy Regulatory Process An NBFC business for purchase helps you skip long registration delays, letting you benefit from existing regulatory approvals. Quick Entry into the Financial Market Unlike registering a new NBFC, acquiring an existing one allows quicker access to the financial market. Access to Existing Customer Purchasing an NBFC business for purchase gives you access to an already established customer base. This not only accelerates growth but also boosts revenue potential while strengthening your market presence. How to Acquire an NBFC for Sale: Step by Step Guide The step-by-step process to acquire an NBFC for sale in India is as follows: Due Diligence It is the responsibility of the acquirer of the business NBFC for sale to carefully evaluate the target NBFC’s financial health, operational practices, loan portfolio, and regulatory compliance. Doing so helps safeguard against potential legal liabilities during the acquisition of the NBFC for sale. Valuation Secondly, the NBFC’s fair market value is determined using techniques like Discounted Cash Flow (DCF), Comparable Company Analysis, or Net Asset Value (NAV). Negotiations After the completion of due diligence and valuation, both buyer and seller will accordingly negotiate the terms and conditions of the sale, including purchase price and transaction conditions. RBI Approval The acquirer must submit all the necessary application details to the Reserve Bank of India (RBI), including financial documents, management changes and various other necessary details. RBI will accordingly approve, considering that the acquisitions align with the regulatory standards. Integration This is the final step, where the acquirer integrates the NBFC into its existing operations after the acquisition. The process includes aligning policies, systems, staff, and infrastructure to ensure a smooth and seamless transition. Information Required for an NBFC Company for Sale The list of information required for an NBFC company for sale of the seller is as follows: Company Name Company’s business address Telephone number or email address of the company PAN number Name and contact details of the Compliance officer Line of business Details of the major shareholders and the line of activity of corporates Name of the principal and overseas bankers Name of the Regulators (RBI, SEBI, IRDA, PFRDA, NHB or any other foreign regulator) Companies name in the groups as stated under the prudential norms for directors Name of the companies in the group that are NBFCs Name of the companies in the group that are prohibited from accepting deposits, prosecuted by the RBI Details of the prosecution, pending, commenced or resulting in a conviction in the past against the corporate violation. In case the corporation has been subject to the investigation of a government department or agency. List of Challenges in Acquiring an NBFC for Sale The list of challenges in acquiring an NBFC for sale is as follows: Understanding the regulatory requirements for acquiring an NBFC license for sale can be complex and challenging. Understanding the regulatory requirements for acquiring an NBFC license for sale can be complex and challenging. Cultural differences between the buyer and seller may create integration issues, posing significant challenges during the acquisition process. If the NBFC carries any inherited loans, the acquirer may face credit risks, making thorough due diligence essential. Checklist for NBFC Business for Purchase The checklist before you consider an NBFC business for purchase is as follows: You should verify and ensure that only legally valid documents are being submitted to the RBI or any other concerned authorities. Don’t forget to review all the previous records of the NBFC for sale, such as liability, three-year financial statement, etc. You need to check if any cases are pending against the company, such as legal proceedings that may be taken against it, and all other such details that may influence the decision to acquire this NBFC. Examine all the necessary registration certificates, including PAN, GST, Certificate of Incorporation and various certifications availed during the existence of the company. Ensure to check the KYC of the directors, promoters, and investors presently associated with the NBFC. After the completion of document verification, an MoU agreement must be signed by both the acquirer and the seller along with the token amount, based on the mutually agreed-upon terms and conditions. Requirements for RBI Approval for NBFC License for sale The list of requirements for RBI approval for NBFC license for sale is as follows: A cover letter on the letterhead of the company Details about the proposed directors, shareholders, or members, and identity proof and address proof Qualification certificates of the proposed directors, including experience certificates Origins from where the amount has been received by the proposed shareholders in order to acquire shares in the target NBFC A statement of a declaration by the proposed Directors or shareholders that they are not associated with any entity that was denied a “Certificate of Registration” by the RBI A declaration of not having a criminal background and or non-conviction u/s 138 of the “Negotiable Instruments Act” by all the proposed Directors or shareholders A statement of declaration by all the proposed directors, shareholders, or members declaring non-association with any entity accepting deposits A Clean Banker’s Report on proposed Directors or shareholders Case Study: ₹12.5 Cr NBFC Acquisition- Powered by Enterslice Client :- Mid-sized lending company expanding into MSME & personal loan segments. Target :- An operational NBFC with ₹12.5 Cr valuation, 6+ years in business, clean RBI track record. Key Case Highlights :- NBFC Type: Investment & Credit Company (ICC) Valuation: ₹12.5 Crore Turnover (last FY): ₹3.2 Cr Loan Book: ₹7.8 Cr Acquisition Time: 72 Days Total Services Provided by Enterslice :- Shortlisted 3 RBI-compliant NBFCs with clean financials Conducted full due diligence – financial, legal, tax, ROC, litigation, and regulatory Valuation Advisory – used DCF & NAV methods to negotiate deal from ₹12.5 Cr to ₹11.8 Cr Drafted legal documents – SPA, MoU, Board Resolutions, Share Transfer Forms RBI Application Filing – complete documentation support for management change Post-deal ROC Filings & NBFC integration assistance Outcome :- NBFC successfully acquired at ₹11.8 Cr, saving ₹70 lakh Full RBI approval received in 39 days post submission Client launched lending operations within 30 days of acquisition 100% compliance with RBI, ROC, and FEMA regulations Why Trust Enterslice for NBFC for Sale? With 12+ years of expertise, Enterslice brings in-depth knowledge of financial regulations, compliance, and due diligence in NBFC acquisitions. We make the NBFC purchase process smooth, transparent, and hassle-free. Here are the reasons why Enterslice should be your first choice for NBFC for sale: Free Preliminary Consultation on NBFC Acquisition Strategy 99% Success Rate in Handling NBFC Sale & Acquisition Transactions Fast-track Assistance in RBI Approval Process End-to-End Due Diligence & Compliance Verification Access to Experienced NBFC & RBI Compliance Experts Ensure Seamless Compliance with RBI and Other Financial Regulations Post-acquisition Support like RBI Filings, Policy Alignment & License Transfers Transparent Pricing Structure with No Hidden Costs 24/7 Customer Support for All Your Queries Valuation & Risk Assessment Before Acquisition of a sale NBFC business NBFC Transaction Services Across Multiple Categories (Asset Finance, Loan, Investment NBFCs, etc.) Access to Existing Customer Base & Market Growth with NBFC available for purchase FAQs on NBFC for Sale Have a look at the following answers to the most asked questions: Is RBI approval required for NBFC for sale? Yes, it is mandatory to obtain an RBI approval in order to ensure that the acquirer is financially sound, has a good reputation and management capabilities. Can a foreign entity buy an NBFC? Yes, a foreign entity can buy an NBFC in India provided they comply with the rules and regulations set by the Reserve Bank of India (RBI) and the Foreign Exchange Management Act (FEMA), 1999. How do I check the authenticity of an NBFC for sale? You can check the authenticity of NBFC for sale by verifying its registration and approval with the Reserve Bank of India (RBI) and conducting an extensive due diligence on the company, including assessing financial records, legal compliance, management and market position. Why should I acquire an NBFC instead of starting one from scratch? Acquiring an NBFC for sale instead of starting a new one allows you to bypass the lengthy regulatory procedures. It provides immediate access to an existing customer base, operational infrastructure, and an established market presence, ensuring a quicker and smoother entry into the market. What is the process to acquire an NBFC for sale? The step-by-step process to acquire an NBFC for sale begins with conducting due diligence to assess the financial health of the company and its compliance with regulatory requirements. The next step is to determine its market value through proper valuation techniques. Finally, the process concludes with negotiations with the seller and obtaining approval from the RBI. What does an NBFC license for sale include? NBFC license for sale includes regulatory approval from the Reserve Bank of India (RBI), which allows the acquirer to operate legally in the financial sector. What are the regulatory requirements for acquiring an NBFC? Firstly, obtaining RBI approval is mandatory for acquiring an NBFC for sale. The acquirer must meet the financial soundness criteria, submit all the required documents, and comply with KYC and Anti-Money Laundering (AML) guidelines. What is the main thing that one should check before investing in an NBFC? The main thing that one should check before investing in an NBFC is that it is registered with the Reserve Bank of India. What are the different categories of NBFCs that can be invested in? The different categories of NBFCs that can be invested in are Investment Credit Company, Microfinance company, NBFC factors, Peer to peer lending, NBFC Account Aggregator, Infrastructure Finance Company, and Core Investment Company. Who regulates a Non-Banking Financial Company in India? The Reserve Bank of India regulates the Non-Banking Financial Company in India.
The sale and acquisition of an NBFC is governed by strict regulatory oversight in India. The key compliance frameworks include:
The list of benefits of an NBFC license for sale is:
The step-by-step process of the NBFC company for sale is as follows:
Challenges in acquiring an NBFC for sale include:
Our team of expert professionals in Enterslice can assist you in NBFC for sale in the following ways:
Get instant access to an established NBFC license, customer base, and regulatory approvals. Enterslice ensures a smooth and compliant process for NBFC for sale.
Are you looking for a quick establishment of an NBFC bank in India? If yes, then opting for an NBFC for sale is a strategic way to expand operations and diversify services with an already existing customer base and operational framework. Purchasing an NBFC for sale is a feasible procedure; however, you must comply with various laws and conduct proper due diligence of the target company to assess its commercial potential. Additionally, you are required to obtain prior approval from the RBI for the sale of an NBFC company.
The NBFC license for sale remains the concern of the owner, but as a buyer, you should be well-informed and understand the functions, market size, future prospects, and what an NBFC truly is. A Non-Banking Financial Company (NBFC) is a financial entity that does not hold a banking license and is not governed by national banking laws and regulations.
Meanwhile, opting for an NBFC business for purchase gives you the advantage of bypassing lengthy regulatory procedures, thereby enabling quicker market penetration.
We at Enterslice assist companies and businesses with the complete procedure of an NBFC for sale for both sellers and acquirers in the most cost-effective and timely manner.
NBFC Scouting & Matching
RBI Approval Support
Legal Documentation & Agreements
Financial & Tax Due Diligence
Company Valuation
ROC & Compliance Filings
Post-Acquisition Audit Support
The list of benefits of acquiring an NBFC for sale vs starting a new one is as follows:
Purchasing an NBFC for sale allows businesses to easily expand and diversify their operations. It is a strategic move that provides access to an established framework and customer base.
An NBFC business for purchase helps you skip long registration delays, letting you benefit from existing regulatory approvals.
Unlike registering a new NBFC, acquiring an existing one allows quicker access to the financial market.
Purchasing an NBFC business for purchase gives you access to an already established customer base. This not only accelerates growth but also boosts revenue potential while strengthening your market presence.
The step-by-step process to acquire an NBFC for sale in India is as follows:
It is the responsibility of the acquirer of the business NBFC for sale to carefully evaluate the target NBFC’s financial health, operational practices, loan portfolio, and regulatory compliance. Doing so helps safeguard against potential legal liabilities during the acquisition of the NBFC for sale.
Secondly, the NBFC’s fair market value is determined using techniques like Discounted Cash Flow (DCF), Comparable Company Analysis, or Net Asset Value (NAV).
After the completion of due diligence and valuation, both buyer and seller will accordingly negotiate the terms and conditions of the sale, including purchase price and transaction conditions.
The acquirer must submit all the necessary application details to the Reserve Bank of India (RBI), including financial documents, management changes and various other necessary details. RBI will accordingly approve, considering that the acquisitions align with the regulatory standards.
This is the final step, where the acquirer integrates the NBFC into its existing operations after the acquisition. The process includes aligning policies, systems, staff, and infrastructure to ensure a smooth and seamless transition.
The list of information required for an NBFC company for sale of the seller is as follows:
Company Name
Company’s business address
Telephone number or email address of the company
PAN number
Name and contact details of the Compliance officer
Line of business
Details of the major shareholders and the line of activity of corporates
Name of the principal and overseas bankers
Name of the Regulators (RBI, SEBI, IRDA, PFRDA, NHB or any other foreign regulator)
Companies name in the groups as stated under the prudential norms for directors
Name of the companies in the group that are NBFCs
Name of the companies in the group that are prohibited from accepting deposits, prosecuted by the RBI
Details of the prosecution, pending, commenced or resulting in a conviction in the past against the corporate violation.
In case the corporation has been subject to the investigation of a government department or agency.
The list of challenges in acquiring an NBFC for sale is as follows:
Understanding the regulatory requirements for acquiring an NBFC license for sale can be complex and challenging.
Cultural differences between the buyer and seller may create integration issues, posing significant challenges during the acquisition process.
If the NBFC carries any inherited loans, the acquirer may face credit risks, making thorough due diligence essential.
The checklist before you consider an NBFC business for purchase is as follows:
The list of requirements for RBI approval for NBFC license for sale is as follows:
Client :- Mid-sized lending company expanding into MSME & personal loan segments.
Target :- An operational NBFC with ₹12.5 Cr valuation, 6+ years in business, clean RBI track record.
Key Case Highlights :-
Services Provided by Enterslice :-
Outcome :-
With 12+ years of expertise, Enterslice brings in-depth knowledge of financial regulations, compliance, and due diligence in NBFC acquisitions. We make the NBFC purchase process smooth, transparent, and hassle-free. Here are the reasons why Enterslice should be your first choice for NBFC for sale:
Have a look at the following answers to the most asked questions:
Yes, it is mandatory to obtain an RBI approval in order to ensure that the acquirer is financially sound, has a good reputation and management capabilities.
Yes, a foreign entity can buy an NBFC in India provided they comply with the rules and regulations set by the Reserve Bank of India (RBI) and the Foreign Exchange Management Act (FEMA), 1999.
You can check the authenticity of NBFC for sale by verifying its registration and approval with the Reserve Bank of India (RBI) and conducting an extensive due diligence on the company, including assessing financial records, legal compliance, management and market position.
Acquiring an NBFC for sale instead of starting a new one allows you to bypass the lengthy regulatory procedures. It provides immediate access to an existing customer base, operational infrastructure, and an established market presence, ensuring a quicker and smoother entry into the market.
The step-by-step process to acquire an NBFC for sale begins with conducting due diligence to assess the financial health of the company and its compliance with regulatory requirements. The next step is to determine its market value through proper valuation techniques. Finally, the process concludes with negotiations with the seller and obtaining approval from the RBI.
NBFC license for sale includes regulatory approval from the Reserve Bank of India (RBI), which allows the acquirer to operate legally in the financial sector.
Firstly, obtaining RBI approval is mandatory for acquiring an NBFC for sale. The acquirer must meet the financial soundness criteria, submit all the required documents, and comply with KYC and Anti-Money Laundering (AML) guidelines.
The main thing that one should check before investing in an NBFC is that it is registered with the Reserve Bank of India.
The different categories of NBFCs that can be invested in are Investment Credit Company, Microfinance company, NBFC factors, Peer to peer lending, NBFC Account Aggregator, Infrastructure Finance Company, and Core Investment Company.
The Reserve Bank of India regulates the Non-Banking Financial Company in India.
Red Herring Top 100 Asia enlists outstanding entrepreneurs and promising companies. It selects the award winners from approximately 2000 privately financed companies each year in the Asia. Since 1996, Red Herring has kept tabs on these up-and-comers. Red Herring editors were among the first to recognize that companies such as Google, Facebook, Kakao, Alibaba, Twitter, Rakuten, Salesforce.com, Xiaomi and YouTube would change the way we live and work.
Researchers have found out that organization using new technologies in their accounting and tax have better productivity as compared to those using the traditional methods. Complying with the recent technological trends in the accounting industry, Enterslice was formed to focus on the emerging start up companies and bring innovation in their traditional Chartered Accountants & Legal profession services, disrupt traditional Chartered Accountants practice mechanism & Lawyers.
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“I would like to thank the Enterslice team for the excellent business plan made by them. They understood our requirement and gave us exactly what we wanted. Thank you Team Enterslice.”
“I have registered my Trademark through them. The application was filed within 3 days. And the charges were also very reasonable. We got TM Approved in 6 month’s time without any re-submission or objection. They charge high to deliver the best in industry.”
“They provided customized and Highly skilled CA &services. The management invests themselves in your work. They ensured timely NBFC registration and are always ready and prepared with excellent advisory services. The best part of working with Enterslice is they are not having expertise of law but they are well versed with Digital marketing skills &fintech business model.”
“Great set of people working together. Very customer friendly. I am very satisfied with the food license registration services and will definitely come back for other similar requirements.”
“I came to know about Enterslice through a friend. Since then I have done GST Registration through them. The services are consumer centric and fast. I have recommended them to many of my acquaintance already.”
“I chose Enterslice to start my new Indian adventure as entrepreneur, and respect my past experience i was surprised by their professionalism. In particular, Raksha T. followed my startup process, and i was delighted with her support on every moment. Great, great experience.”
“Amazing services provided by your organization. They have completed our NBFC registration order within stipulated time period of 90 days. They provide constant guidance and support in the process. Their support in building fintech software is amazing.”
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