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Centralized KYC Registry: What is it and how does it wo...

Centralized KYC Registry

The Central KYC Registry is a centralized repository of KYC documents of customers who avail different services under the financial sector. This has been c...

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Digital Banking Risk & Assurance

Rise in Payment Frauds: Is there a need to overhaul Dig...

Rise in Payment Frauds

There has been a definite shift in the way people bank and transact. Especially since the Covid-19 pandemic, the number of people using digital banking has...

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Credit Co-operative Society

Cyber Security Framework: Key Features of Technology Vi...

Key Features of Technology Vision for Urban Co-operative Banks

With a view to enhance the cyber security posture of the Urban Co-operative Banking sector, the Reserve Bank of India[1] issued a detailed communication ti...

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Digital Banking

Privacy Issues with Digital Identification and Verifica...

Digital Identification and Verification

Digital identity verification can come with privacy issues. With increased use of digital and online medium, the obvious question regarding privacy issue h...

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Digital Banking

The Importance of RegTech in Banking

RegTech in Banking

Regulatory Technology (RegTech) has begun to gain momentum in the fintech and banking industry. It has helped significantly in managing compliance costs an...

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Digital Banking

Assessment of NPA in Bank Audit

Assessment of NPA in Bank Audit

It was once stated by the top RBI official that the modern method of System driven identification of bad loans has not proved to be robust as much as neces...

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Digital Banking

Implications of Non-Performing Assets (NPAs) – A Deta...

Non-Performing Assets

Non-performing assets (NPAs) are the bad loans of the financial institutions such as a bank, whose installment of principal amount and/or interest has rema...

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Digital Banking

Paytm co-branded cards scheme

Co-branded Card Scheme

Paytm, an Indian brand and one of the largest digital currency platforms announced that it will be “associating with different card issuers to announce c...

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