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Ashish M. Shaji

Ashish M. Shaji has done his graduation in law (BA. LLB) from CCS University. He has keen interests in doing extensive research and writing on legal subjects especially on criminal and corporate law. He is a creative thinker and has a great interest in exploring legal subjects.

Aug 01 2020

Key Provisions of the Banking Regulation (Amendment) Ordinance, 2020

The Banking Regulation (Amendment) Ordinance was promulgated on 26th June 2020 in furtherance of the commitment to maintain the safety of depositors across banks. The ordinance seeks to change the Banking...

Aug 01 2020

Data Analytics for Non-Performing Assets (NPA)

Experts representing co-operative banks are of the opinion that data analytics for the management of Non-Performing Assets will be one of the topmost priorities while operating after lockdown. In this...

Jul 31 2020

Maintaining a balance between Digital Banking and Physical Banking amid Crisis

Banks and credit unions that lack digital options have found it tough to stay operational amid the Covid-19 pandemic. The pandemic has affected all those with poor online banking services,...

Jul 31 2020

SEBI Introduces the Framework for Regulatory Sandbox

The market regulator, Securities, and Exchange Board of India (SEBI) introduced the framework for regulatory sandbox on 5th June 2020. Under it, the entities regulated by SEBI will be granted...

Jul 30 2020

Advantages of Digitalization in NBFCs

The advancement of technology has transformed many industries and institutions. Financial institutions like NBFCs have also benefitted by emerging technologies. In this article, we shall take a look at the...

Digital Optimization: Advantages and Disadvantages

Today our world is more digital than the past. So, in order to excel in this digital era, businesses must adopt a robust digital approach. From financial institutions to various...

How can payment frauds be reduced during Covid-19?

The Covid-19 pandemic has impacted the normal course of life for many people across the globe. The way they conduct their businesses has also changed. With the social distancing norms...

Jul 29 2020

PM-SVANidhi- Micro Credit Scheme for Street Vendors

The Union government has launched PM-SVANidhi- Pradhan Mantri Street Vendor’s Atmanirbhar Nidhi, which is a micro credit scheme for providing affordable loans to street vendors. The scheme is intended to...

Jul 28 2020

Development of Open Banking in India

The banking industry has been witnessing a number of changes from the last few years and especially with the emergence of new players like Fintech and Neobanking. One can add...

Jul 28 2020

Interest Subvention on Repayment of Shishu Loans under PMMY

The union cabinet chaired by the Indian Prime Minister Narendra Modi approved a scheme allowing 2% interest subvention for a period of 12 months to all Shishu loan accounts under...

Jul 27 2020

What are the measures taken for MSMEs amidst Covid-19 Pandemic?

The Micro, Small, and Medium Enterprises (MSME) sector have been one of those sectors that have come out as a vibrant and dynamic sector of the Indian economy. It has...

Jul 27 2020

Can Artificial Intelligence in Banking reduce Cyberthreats?

The advancement of technology has allowed cyber attackers to use more sophisticated methods to access digital networks. This means now they can cause much more damage than before. Financial institutions...

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