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Digital Banking

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Sep 03 2022

Detailed Assessment of the Concept of Embedded Finance...

The Covid pandemic has led to the growth of digitalisation and encouraged businesses to collaborate with Fintech companies for expanding their revenues and...

Sep 02 2022

Banking as a Service (BaaS): A Detailed Overview

As the competition in the payment system is riling between the traditional and challenger banks, reshaping the core systems and technologies of traditional...

Feb 01 2022

Banks compete with NeoBanks to stay in contention

In today's era, where our majority of the work can be performed digitally, the challenge for traditional financial institutions is a significant one. The r...

Dec 10 2021

‘Unique’ Facial Recognition Technology for Pensione...

Earlier pensioners of the central government and other government departments in India had to physically submit their pension certificates annually in orde...

Neo Banks in India: Will it be the new normal?

With the advancement of disruptive technologies, the business of banking is changing. The customer behaviour and expectations have also caused the business...

Jan 20 2021

Where does India Stand in Digital Payments /Banking: St...

With the onset of UPI, the number of people using digital payments has increased tremendously. Although India has a long way to go in this area, its growth...

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Rise in Payment Frauds: Is there a need to overhaul Dig...

There has been a definite shift in the way people bank and transact. Especially since the Covid-19 pandemic, the number of people using digital banking has...

Nov 27 2020

Privacy Issues with Digital Identification and Verifica...

Digital identity verification can come with privacy issues. With increased use of digital and online medium, the obvious question regarding privacy issue h...

Nov 27 2020

The Importance of RegTech in Banking

Regulatory Technology (RegTech) has begun to gain momentum in the fintech and banking industry. It has helped significantly in managing compliance costs an...

Nov 24 2020

Assessment of NPA in Bank Audit

It was once stated by the top RBI official that the modern method of System driven identification of bad loans has not proved to be robust as much as neces...

Nov 06 2020

Implications of Non-Performing Assets (NPAs) – A Deta...

Non-performing assets (NPAs) are the bad loans of the financial institutions such as a bank, whose installment of principal amount and/or interest has rema...

Oct 27 2020

Paytm co-branded cards scheme

Paytm, an Indian brand and one of the largest digital currency platforms announced that it will be “associating with different card issuers to announce c...

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