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Account aggregators (AAs) are organisations that enable the exchange of structured financial data from FIPs to FIUs, keeping track of the consent given and providing the ability to manage and revoke consent. Account aggregation is the process of gathering all of a person’s or family’s financial account information in one location.
An individual can securely and digitally access and share information from one financial institution with which they have an account to any other regulated financial institution in the AA network with the aid of an Account Aggregator (AA), a specific category of RBI-regulated entity (with an NBFC-AA license).
NBFC Account Aggregators in India: An Overview
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