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The Reserve Bank of India has allowed access of credit information bureaus to fintech companies who can now register as users. Through its official gazette notification, RBI amended the Credit Information Companies Regulation 2006. With this, the RBI has given individual access to companies that are “engaged in the processing of information, for the support or benefit of credit institutions”. But this is subject to the fulfilment of criteria laid down by RBI.
The fintech industry has been one of the fastest-growing industries in the country. In 2021 fintech companies raised a record $9 billion and are bound to continue growing in 2022. With the oncoming of digitization and fintech’s collaboration with banks it is set to soar more.
Fintech companies can now access credit information bureaus: RBI
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