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Income Tax Taxation

Link your PAN to your bank account to avail Income Tax Refund

Income tax refund

The Income Tax department recently issued a notification regarding linking your PAN to your bank account and validate your bank account online. Moreover, effective from 1st March 2019, the Income Tax department will only issue e-refunds to bank accounts which are linked with PAN Card.

No income e-refunds to “bank accounts not linked with PAN”

Date of Implementation

As mentioned above, from March 1, 2019 Income tax department will issue the e-refunds to those, whose PAN is linked with their Bank Accounts.

Now we will see how you can link your PAN with your bank account and validate your Bank Account details with the Income Tax Department e-filling portal[1]?

How to validate the Bank account with E-Filing Portal?

When you visit the bank, ask them to validate your bank account with the e-filling portal. If your bank is integrated with the E-Filing portal then you can easily pre-validate your bank account through EVC (Electronic Verification Code) and net-banking.

What if your bank is not integrated with the E-Filing Portal?

If your bank is not integrated with the E-Filing Portal, then you can visit the web portal of the Income Tax Department. Now let us go ahead and discuss the procedure to validate the bank account with Income Tax E-Portal

Read our article:How to Claim Income Tax Refund Online?

Steps to validate the bank account with Income Tax e-portal

Below are the steps that you need to follow to validate your bank account to receive the e-refunds-

  • Firstly, visit the web portal (E-Filing portal) of the Income-tax department.
  • Secondly, When you visit the E-Filing portal web page, you just need to click on “log in here” and fill in your details to log in. Your PAN is your User ID.
  • Once you login to the E-Filing portal, you need to click on the profile settings and click on the tab “validate your bank account”.
  • After this, you need to enter the bank account details which include bank account number, bank name, IFSC Code, Mobile Number, and email ID. Please note that your’ PAN, name, mobile number, and email ID should match with the details submitted to your bank.
  • Finally, you need to click on the validate tab. You will come across the following message on the screen: “Your request for validating bank account is submitted. The status of your request will be sent to your registered email id and mobile number.
Note: You can log in again to check the status of the validation of your bank account.

Why does the government require to link PAN with the bank account?

The government of India has made it mandatory for the taxpayers to link their PAN with a bank account to get the income tax refunds for the following reasons-

  • You will be able to get the direct Income Tax Refund, and
  • There will be a swift and secure process of income tax returns.


As we know the government made it mandatory to link the Aadhar card with the PAN for filing the Income tax returns (ITR). Now Government has made mandatory to link the bank account with your PAN to receive the Income-tax refunds. Hence, you must consider it to link as soon as possible. For more details, you can contact our team of experts at Enterslice.

Read our article:File the Income Tax Refund with the Help of Experts

Narendra Kumar

Experienced Finance and Legal Professional with 12+ Years of Experience in Legal, Finance, Fintech, Blockchain, and Revenue Management.

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