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In India, Cheque Bounce is a serious offense which is punishable by imprisonment and fine which is stated in the Negotiable Instrument Act. The drawer of the cheque should present the cheque within 30 days from the date of dishonoring of the cheque just to protect his rights as stated in the Negotiable Instrument Act. Bouncing off the cheque is a serious issue as served to the maker of the cheque that a legal proceeding shall be initiated against him if the amount is not immediately paid to the beneficiary.
Date: _______________
To,
Name of the Issuer: _______________
Address: ________________________
________________________________
City, State, Pin Code:
Subject: Request for Payment.
Dear Sir/Madam,
You agreed to purchase from me the below mentioned goods from me on ________________ (Date) at the price __________ as per invoice number ____________.Description of the goods provided.
The goods were delivered at _______________ (address) on _________(date). As for the payment of goods delivered you issued a cheque in my favour bearing number ___________ (Cheque Number) dated ____________ on ____________ (Name of the Bank.The cheque was duly presented to the bank but the bank refused to make the payment with the endorsement (Insufficient Funds) vides __________ (Returning Memo No.) on ________ (Returning date of the cheque).In these circumstances, I would request you to pay me the above-mentioned amount of ₹ ___________ at the earliest. Yours’s faithfully.________________
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