Pre-paid Payment Instrument Licensing and Compliance Guidebook

Pre-paid Payment Instrument

Pre-paid Payment Instruments (PPIs) are payment mediums that allow users to purchase goods and services, and transfer funds against the amount stored on them.

PPIs can be smart cards, internet/mobile accounts, magnetic stripe cards, internet/mobile wallets, paper vouchers and any such instruments that can be used to make payments against the money preloaded by the card/account holder.

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