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OfficesThe MiCA license in Malta is a type of legal permit that helps businesses like yours start or expand crypto-asset service providers (CASPs) in top EU markets under the Crypto-Assets Regulation (MiCA). The Malta crypto license is automatically applicable in all member countries of the European Union.
The process starts with basic company registration, appointment of directors, and corporate bank account opening. After business incorporation, the license application is submitted to the Malta Financial Services Authority (MFSA).
With a Malta crypto license, you can execute, transmit orders, place assets, provide transfer services, recommend customized virtual assets, and manage clients' portfolios. You can also hold the crypto assets and exchange them for traditional money or other assets.
Partner with Enterslice to get expert guidance on all three classes under the MiCA license in Malta, streamline your documentation, and increase the chance of a faster approval by 70%. Implement tech-integrated solutions and understand your compliance obligations for the MiCA License in Malta.
100% Digital Process
Mandate for a Physical Premises in Malta
Convert your VFA to MiCA
Unified License with Access in 27 EU Countries
At least One EU/EEA Resident Director
68% of Crypto Investors in Malta (25-34 Age Group)
Come onboard and secure your Malta MiCA licensing for crypto-asset service providers in the fastest-growing market in the European Union. Get easy access to the African and Middle Eastern market segments.
The benefits of obtaining the Malta MiCAR license include access to global crypto markets in the EU, enhanced customer creditworthiness, streamlined process, secure banking support, and unified operations across the EU. The key advantages include the following:
Once you've obtained the MiCA license in Malta, you can provide services to clients across 26 other European Union member jurisdictions, increasing your consumer base without obtaining individual licenses in each state. This significantly reduces your administrative costs and funds for licenses.
Your business under the MiCAR license operates as per strict EU harmonized rules and regulations, which increases the trust of the stakeholders and investors, enhancing partnerships and fostering business relations.
Malta provides a business-friendly environment with a skilled workforce in the tech, legal, and compliance industries.
With a MiCA license in Malta, you can easily access and secure bank accounts and payment gateways through your license's statutory standing in the country.
Establishment of policies like AML, CFT, cybersecurity, internal governance, and KYC compliance demonstrates a strong commitment to high security standards, enhancing client trust and investor confidence.
As a foreign shareholder, you can claim tax refunds after the profits are distributed to you, bringing down the ultimate tax liability to 5% from 35%. You technically reclaim most of your taxes already paid at a higher rate.
The list of documents needed for obtaining the MiCA license in Malta is as follows:
An Application Form
A well-defined statement of intent from the MFSA authority
Memorandum of Association
Articles of Association
Complete organizational structure of the company
List of shareholders with their holding percentages
Proof of a physical presence in Malta
Identification and address proof of a local EU-based director
Fit and proper declaration of key managerial staff
Copies of the passports of all directors, shareholders, and managers
Conflict of interest disclosures of company members
Criminal record verification
A declaration of no objective for shareholders
ID proof of the appointed compliance officer & MLRO
A detailed business plan with financial projections for 3 years
Complete list of proposed activities under the MiCA license
A proof of the minimum capital requirement- paid-up
Professional Indemnity Insurance (PII) on the fund agreement
Risk mitigation, AML, and KYC policies
Details of the consumer complaint procedure
Information on the IT infrastructure
Client asset segregation and custody policy
The types of classes for cryptocurrency services under the MiCA license in Malta are as follows:
Under Class 1, you can execute orders, provide transfer services, and receive or transmit orders of crypto assets on behalf of your clients. You can also arrange the placement of crypto assets and provide advice via portfolio management.
With Class 2, you’ll be able to provide custody and administrative services and exchange crypto assets with fiat or other crypto assets. This class also includes all the activities, as mentioned in Class 1.
Under Class 3, the license holder can operate as a trading platform for crypto assets. This class includes both class 1 and 2 services.
Find out how Enterslice will help you obtain the MiCA license in Malta and assist you in kickstarting your cryptocurrency business entity, as explained below:
Our associates will help you define the scope of activities that you will operate under the CASP license in Malta. All services are listed under Classes 1 to 3 under the markets in Crypto-Assets Regulation (MiCA). You can decide whether you want to provide advice, portfolio management, exchange operations, or custody services to your client base.
Once you’ve finalized your business model as per the MiCA license category, you can apply for company registration in Malta to incorporate your business with the required paid-up capital. The thresholds are: 1) EUR 50,000 for advisory/order handling; 2) EUR 125,000 for dealing & brokerage; and 3) EUR 150,000 for custodial or exchange services. The capital must be paid in full before the form filing with the Malta Business Registry (MBR).
As per the MiCA license in Malta regulations, you need to appoint a board of directors, consisting of at least three members. At least two executive directors, one of whom must be an EU/EEA resident individual, while a third director has non-executive independent power. Our associates will help you connect with experienced professionals both in the EU and globally.
Our legal associates will draft all Malta MiCAR license-compliant policies before application filing. The policies include AML, KYC, risk assessment, outsourcing, and vendor plans. They'll also help you establish an IT framework for cybersecurity, wallet/client’s asset segregation, and incident response for complaints.
The initial paid-up capital is not sufficient to support your application for Malta MiCA licensing for crypto-asset service providers. You’ll have to demonstrate sufficient liquidity to cover the business operations, volatility in trading, and related obligations. We’ll also help you obtain professional insurance in case you’re going to offer custody or exchange services.
We'll assist you in liaising with the MFSA to inform them about your business model, MiCA license activities, and capital deposit. In this stage, the concerned authority will confirm your plans and subsequently provide any guidance on your application.
In this stage, we’ll help you submit the statement of intent, questionnaire, and documents with prescribed fees for the MiCA license in Malta to the MFSA authority. It is one of the merits of getting a Malta MiCAR license.
Our legal experts will promptly respond to the Malta Financial Services Authority’s queries relating to clarifications on governance, IT infrastructure, or risk policies. We’ll ensure there’s no delay for the final approval by the MFSA.
The MFSA will issue the grant of a crypto asset services provider license in Malta, authorizing you to launch business operations, as per the license registration terms.
We'll help you connect with a bank to open a merchant bank account and integrate it with a payment gateway for secure transactions and exchanges.
Worried about the complex process in the journey of getting a MiCA license in Malta?
The timeline for securing the Malta crypto license is as follows:
Draft MOA and AOA, register a physical address, and incorporate your company with paid-up capital before formally applying for the crypto asset services provider license in Malta.
Appoint professionals for CTO/CEO/CFO roles with experience in local and EU law, tech, finance, and compliance. You must also prepare policies and build an IT infrastructure, as per the Malta MiCA licensing for crypto-asset service providers rules.
Submit the application with mandatory documentation to the Malta Financial Services Authority for obtaining the MiCA license in Malta.
The authority will examine your application and seek clarifications if they have any questions regarding your application for the CASP license in Malta.
If there are no questions from the MFSA, then you will receive the final approval from the authority to conduct operations as a MiCA-registered authority in Malta and the EU.
The key services under the MiCA CASP license in Malta include the following:
This includes executing orders, meaning buying and selling orders of tokens and virtual assets for your clients.
Under these services, you’ll be able to take orders for digital assets and forward them along on behalf of your clients.
This service will allow you to market and promote tokens, blockchain assets, and cryptocurrencies in the market.
You can provide tailored/customized advice on digital/virtual assets and currencies to your clients, as per their individual needs and requirements.
Under portfolio management, you can monitor and adjust various types of virtual assets to increase profits while simultaneously managing high volatility and risk management across different assets and sectors.
In transfer services, you can move crypto assets between wallets via blockchain networks. It includes direct wallet-to-wallet transfers, moving assets to/from an exchange account, and custodial transfers on behalf of the client.
Securing access keys of virtual assets, management of the digital wallets, and authorizing asset movement on the blockchain network, as per a clearly defined client agreement and contracts.
You can exchange digital assets for fiat money in INR, EUR, USD, and other applicable currencies through a centralized crypto exchange once you’ve obtained the MiCA license in Malta under the relevant class.
A digital asset trading platform’s key services include buying/selling/matching orders in real-time, account management for subsequent deposit/withdrawal by clients, holding assets on behalf of customers, and facilitating trading volume in case of execution.
Exchange or trade-off of virtual assets with other cryptocurrencies in the market. This process is also known as crypto swapping, meaning trading one coin for a token via centralized/decentralized exchanges.
The key requirements for obtaining a crypto asset services provider license in Malta are as follows:
If you’re already a VFA-licensed company, then you must convert it to a MiCA license before July 1, 2026.
Checkout how Enterslice’s experts will assist you in fulfilling the compliance obligations after obtaining the CASP license in Malta, as explained below:
Non-compliance may land you in Trouble and Invite Penalties. Stay Compliant with us.
Enterslice offers comprehensive services to assist you in launching your crypto business after the MiCA license in Malta. The key services include:
Complete assistance with business setup in Malta, drafting of compliance AML, KYC, MiCA, and DORA framework, formation of shareholder agreement & business model (plan), and legal entity registration. Get cost-effective solutions for a corporate bank account setup, business safeguarding solutions, and transaction structuring.
Handle your AML/KYC compliance, MFSA/FIAU returns, audits, inspections, and CFT reporting/advisory. Hire key compliance officers and Money Laundering Risk Officers (MLROs)- best EU talent. Get hands-on assistance for audit preparation, mock inspections, and regulatory queries handling.
Guidance on tech infrastructure, physical premises, and business setup. Hire your company’s COO, CTO, & CFOs for senior management. Strategize business continuity and crisis management with Enterslice’s expertise.
DPIAs & audits with regulatory compliance strategies, planning, and risk management for data breach handling, liaison with Information & Data Protection Commissioner (IDPC), and post-registration MiCA DPO support- training and compliance oversight.
Corporate Tax/VAT registration, return filings, tax refund request submission, and EU-specific cross-border reporting. Obtain customized bookkeeping and financial reporting solutions at 20% reduced rate. Our legal representatives/CAs will represent you before the tax authorities and boards.
Get assured assistance with EU employment relocation, employment contract drafting, and the HR onboarding process. We'll also help you with social security and payroll filings after the Malta MiCAR license.
Enterslice consultants will help you get a MiCA license in Malta with ease.
With over 15+ years of experience as a global compliance provider, we’ve successfully empowered over 10,000 entrepreneurs in European countries. Key reasons for choosing Enterslice for the Malta MiCAR license are as follows-
The capital requirement as per the Markets in Crypto-Assets Regulations and the new VFA rulebook is as follows (in EUR):
On-ramps help customers purchase crypto with multiple currencies like EUR, USD, INR, GBP, and AED through digital bank transfers, SEPA, cards, and related payments. Off-ramps assist customers in liquidating virtual assets back to fiat currency, so they can withdraw them to their bank accounts, UPIs, or cards.
The Virtual Financial Assets license is a national crypto law, formulated and adopted by the MFSA in 2018, to oversee and regulate the virtual asset businesses.
Since 2025, the older regime has been replaced with an EU-wide unified MiCA license, allowing the new applicants to provide services throughout the Union under one registration.
The existing VFA-registered entities will have to convert their license to a MiCA one before July 1, 2026, if they want to continue their operations.
You should have a valid MiCA license in Malta in case you’re:
The crypto asset license cost structure (in EUR) is as follows:
The timeline depends on the completeness of your documentation and application. The initial company incorporation and business setup takes around 2 to 6 days. Followed by a corporate bank opening (non-crypto) will take another 2 to 4 weeks.
Document submission to the MFSA takes around one day, but the evaluation takes at least 16 to 36 weeks, longer if they have any queries or questions regarding your application. So, all in all, you can estimate that it’s a 6-to-9-month process.
Yes, your legal entity must be registered in Malta with a physical office to demonstrate actual economic substance in the country. A few points to remember are as follows:
You don’t need separate individual licenses in other EU countries once you’ve obtained the MiCAR license in Malta. All you need to do is inform the MFSA authority, and they will coordinate with the concerned authority in your proposed state.
You may face early rejections for the virtual asset license for the following reasons:
A crypto business remains a high-risk economic entity due to its due diligence. However, having a MiCA license will increase your chances of obtaining a bank account and EMI. You will have to draft and implement detailed KYC/AML policies, extensive documentation, and proof of operational local substance in Malta.
Enterslice’s bank opening service will allow you to connect with a suitable local Maltese or EU banking partner that will support your crypto-registered entity.
Contact Enterslice and get your application pre-screened by our EU-based attorneys to minimize the chances of rejection.
Enterslice consultants will provide comprehensive support, starting from documentation to end compliance solutions. Our key services include:
If you already hold a VFA license and fail to convert it to a MiCA CASP license by July 1, 2026, then you’ll lose your authorization to operate in or across the EU. Get expert guidance on how Enterslice will assist you in applying for the license registration under the streamlined conversion process.
You can benefit from the effective 5 per cent corporate tax rate. This works in a way that shareholders are entitled to claim a refund of 6/7th on taxes already paid upon the dividends in case they have active trading income and 5/7th in case of passive interest and/or royalties, bringing it to an effective rate of 10 per cent.
Since there are no withholding taxes on outbound dividends, royalties, or interests, as paid to non-residents in Malta, you can repatriate 100% of such income to your home countries without any deductions.
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