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Debt Syndication & Structured Finance Advisory

Do you want access to competitive debt financing from leading banks, NBFCs, insurance companies, and debt capital markets in India? Connect with our experts to structure, price, and syndicate term loans, working capital, and project finance through our debt syndication & structured finance advisory services.

100+ Lender Relationships
Arranged Debt of Rs. 20,000 Crores+
Debt Rate Restructuring
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 Rated 4.8/5  ·  10,000+ Clients  ·  No Spam
₹20,000 Cr+ Debt Arranged
100+ Lender Relationships
Rate Reduced up to Average 0.5-1%
4000+ Transactions Closed
4.8/5 Ratings by Client
Debt Factor

Thinking for Business Growth? Think of our Debt Syndication Services and Plan the Right Debt Structure

Businesses in the Indian market have a choice for unfavourable debt terms because they approach lenders without complying with competitive bids. Connect us to get access to debt loan syndication initially enjoyed by Fortune 500 companies requiring a large amount of funds for their projects.

In recent years, the process of debt syndication has helped bridge the gaps between equity markets and debt markets, offering alternative methods to raise funds without diluting their ownership.

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Rs. 200 Crores+
Total debt arranged across Fortune 500 companies
0.75%
Utilizes professional debt syndication with data indicating an average interest rate reduction
3 to 15 years
Term for these syndicated debts, particularly for capital-intensive projects or long-term investments
7% CAGR
2026 Projected growth in the Indian market, driven by structured products, sustainability-linked loans, and digital documentation platforms.

What is Debt Syndication & When is it Required?

Debt syndication is a niche funding process which enables businesses or lenders to jointly secure long-term capital or loans for different projects, business expansion, acquisition, or debt refinancing. This process is generally facilitated by investment banks, NBFCs, banks, insurance companies, or financial advisors, who intend to distribute risk among lenders, pitching to cover big expenses.

The availability of debt syndication, which is cheaper than equity and has fixed interest rates, will prove to be a boon for many businesses meeting the requirements in the market. Connect to get access to our well-structured debt syndication services, acting as a backbone, ensuring appropriate structuring at competitive rates, in compliance with achieving financial goal efficiency.

Pre IPO-Debt Strategy: The high-growing entities preparing to list through IPO often use structured funding options for business expansion, starting a plant, buying machinery, or any other financial requirement.
A strong debt track record allows multiple lenders to explore multiple debt syndication services for leasing & financing, external commercial borrowing, restructuring, working capital arrangement, and partner & investor buyout financing.

Debt Syndication Product Portfolio

  • Term Loans: Typically includes capex and project finance from banks and NBFCs
  • Working Capital: Includes cash credits, overdraft facilities, invoice discounting, and revolving credits
  • Non-Convertible Debentures (NCDs): Offers fixed interest rates, often listed on stock exchanges for liquidity
  • External Commercial Borrowings (ECBs): Raise foreign currency funds at competitive rates under the RBI ECB framework
  • Structured Finance/ Project Financing & Mezzanine: A hybrid of debt and equity providing higher returns for increased risk
  • Treasury- Commercial Papers (CP): Provides a low-cost alternative to bank loans for highly rated companies
  • Lease Rental Discounting (LRD): Term loan facility offered against rental income earned from commercial properties
Syndicated Debt Deal Parameters
Size of Term LoanRs. 10 Crores- Rs. 2000 Crores
Working Capital SizeRs. 5 Crores- Rs. 500 Crores
NCD Issue SizeRs. 100 Crores- Rs. 1000 Crores
Limit on ECBAs specified by the RBI
Interest RateFixed-rate with floating-rate tranches
Tenure1 to 15 years
SecurityFirst/ Second charge
Disbursement6 to 10 weeks
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Our Debt Solutions

Structured Debt Syndication Portfolios for Financing Solutions

Term Loan Syndication

Term loan syndication helps arrange a specific loan amount with a floating interest rate and a specified repayment schedule from a bank or financial institution.

  • Multi-Lender Competitive Prices
  • Security & Collateral Structuring
  • Credit Risk Share among Multiple Lenders
  • Disbursement and Drawdown Management

Working Capital Facilities

Get working capital facilities to manage day-to-day operations and bridge the gap between current assets (inventory/ receivables) and liabilities (payables).

  • On-Time Payment through Liquid Cash
  • CC/ OD Facility Arrangement
  • Invoice Discounting Setup
  • SIDBI/ TreDS Platform Advisory

NCD Private Placement

Structure your NCD private placement with mutual funds, insurance companies, and alternative investment funds accessing institutional debt capital at competitive rates.

  • NCD Structuring Process
  • SEBI Debenture Trustee Compliance
  • Credit Rating Coordination
  • Institutional Investor Placement

Project Financing

Streamline complex financing for large, capital-intensive infrastructure, real estate, renewable energy, and manufacturing projects where repayment depends on the project’s cash flow.

  • Lender Consortium Formation
  • DSCR & LLCR Optimization
  • Project Feasibility & DPR Support
  • Structured Mezzanine Financing Services

External Commercial Borrowings

Our ECB structuring services under RBI’s automatic & approval routes facilitate borrowing from foreign sources, including foreign bank loans, bonds, or equity instruments.

  • Foreign Currency at Competitive Rates
  • ECB Route Eligibility Analysis
  • Hedging Strategy Advisory
  • Foreign Lender Identification

Lease Rental Discounting Services

Our lease rental discounting services provide access to a term loan facility offered against the rental income earned from commercial properties.

  • Refinanced Higher Cost-Debt
  • Structured Cash Flow Management
  • Supports Long-Term Financing
  • Tripartite Agreement Requirement
Our Process

Debt Syndication Process: Mandate to Disbursement

Our process for debt syndication provides competitive financing terms in 6 to 10 weeks.

01

Credit/ Loan Assessment

Conduct a comprehensive credit/ loan assessment, including detailed analysis of the project, evaluation of optimal financing structure, credit profile, leverage ratios, and lender appetite assessment.

1 to 2 Weeks
02

Appointment of Lead Arranger

A lead arranger having expertise in debt syndication is appointed for managing the debt syndication process, structuring deal, negotiating with potential lenders, and coordinating communication between the borrower and the syndicate.

2 to 3 Weeks
03

Information Memorandum

The preparation of an information memorandum is carried out to outline the details of financing requirements, the purpose of the loan, the financial health of the borrower, and the proposed terms of the syndication.

2 to 3 Weeks
04

Lender Identification & Invitation

This step ensures identifying & inviting potential lenders, including banks, financial institutions, and private equity firms, to participate in the process of debt syndication.

3 to 5 Weeks
05

Term Sheet Negotiation

Lender arranger and potential lenders further negotiate the terms of the deal, including the loan amount, interest rates, repayment schedule, and any covenants.

5 to 7 Weeks
06

Documentation & Disbursement

It requires preparing necessary documentation, agreeing upon a syndication agreement, coordinating security creation, and all conditions precedent for disbursement. Ensure ongoing monitoring & relationship management by our team.

7 to 10 Weeks
Major Benefits

What are the Key Benefits of Our Debt Syndication Services?

Flexible Loan Structuring

Get access to flexible loan structuring solutions that help accommodate specific business needs, including varying interest rates & customized repayment schedules synchronizing cash flows.

Risk Mitigation

Our debt syndication services help distribute the risk associated with a single lender, and diversification is particularly valuable for large-scale projects or businesses operating in volatile industries.

No Equity Dilution

Our debt syndication services guarantee no equity dilution, remove governance concessions, and offer at an effective cost lower than the headline rate.

Efficient Capital Allocation

The businesses syndicating debt get efficient allocation of capital by matching the tenure of the loan with the project’s cash flow generation.

100+ Lender Access

Get access to a diverse bench of 100+ lenders, including PSUs, banks, NBFCs, and insurance companies, thereby increasing the likelihood of securing funds in India.

Credit Profile Enhancement

Ensure that you improve your credit profile before approaching lenders, address negative ratios, and position your financials for maximum approval profitability.

FAQ

Commonly Asked Questions on Debt Syndication

Connect with our debt syndication team to answer your financing questions.

Talk to a Debt Advisor

Debt syndication refers to a niche corner that helps funding companies through hefty loans from banks, NBFCs, financial institutions, and other lending groups. This financial arrangement allows strategic access to a pool of capital needs, project financing, expansion capital, or debt restructuring. It further allows arranging a syndicate manager who coordinates communication between the borrower and the lending group.

The minimum loan size for debt syndication typically starts from Rs. 100 crores and extends to very large loans often exceeding Rs. 500 crores. At the same time, smaller deals can also be structured with a reserved process for large-scale capital-intensive projects, mergers, and acquisitions.

In general, it takes around 6 to 10 weeks for debt syndication, from the signing of the mandate letter to the final disbursement of funds. However, the process of debt syndication is highly structured, where the time frame might vary based on the complexity of the project, the number of lenders, and the speed of due diligence.

Generally, the lenders evaluate the loan terms by analyzing the company’s capacity to generate cash flow, its existing leverage, and the quality of collateral.
Based on the 2026 lending standards, key financial ratios employed to ensure compliance with principal and interest payments over the life of the loan are analyzed as Debt Service Coverage Ratio (DSCR) with an ideal range of 1.25x- 1.5x, Debt/ EBITDA (Leverage Ratio) with an ideal range of 3x-5x, Interest Coverage Ratio with an ideal range of 2x-3x, and Current Liquidity Ratio with an ideal range of 1.5x-2.0x.

A bank term loan refers to an arrangement of private borrowings secured against company assets from a bank, whereas NCD, which stands for Non-Convertible Debentures, is a publicly or privately issued debt instrument sold to investors, raising funds without equity conversion.

Yes, a company with existing debt is eligible to raise additional debt, but only with the ability to do so, depending on its financial health, cash flow, and existing loan agreements.

Debt syndication is closely related to IPO preparation by providing necessary capital to fund growth, strengthen the balance sheet, or pay off existing debts prior to listing. Simply, debt syndication serves as a pre-IPO tool, ensuring that the company is in a robust financial position for the public market.

The process of debt syndication, where groups of lenders jointly fund a single, large loan for a borrower, works by spreading high-value credit risks across multiple institutions.

Debt syndication has started making waves in sustainable finance. It is like a backbone of large-scale financing, thereby enabling everything from corporate expansion to public works. By bringing lenders together, it turns ambitious ideas into reality.

The risks involved in debt syndication deals are lengthy negotiations, time-consuming expert legal & financial support, delayed multiple lender coordination, additional costs involving legal, advisory, and processing fees, which can increase the overall expenses. The shaky credit with steep interest rates is making debt syndication trickier for borrowers.

Syndicated debt structures include term loan syndication for fixed tenure loans for project finance, revolving credit facilities for short-term funding for working capital management, multiple tranche structures for releasing loans in stages based on the achievement of specific project milestones, and foreign currency loans ensuring syndication for offshore/ global investors.
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Why Choose Enterslice?

What Makes Enterslice, India’s Trusted Debt Syndication Advisory Firm?

01

100+ Lender Network

Get access to 100+ lender network, skilled at negotiating favourable terms, including competitive interest rates, flexible repayment options, and prepayment flexibility.

02

Foreign Currency Debt Solutions

Our comprehensive expertise in ECB financing and foreign currency debt solutions helps you understand the importance of diversifying your capital sources and optimizing financial costs.

03

Structured Credit Solutions

Get structured credit solutions addressing special situations such as acquisition financing, promoter financing, and securitization of financial products.

04

IPO-Alleged Strategy

Our strategic advisory services help prepare companies for an initial public offering that complements debt history and positive structuring in the DRHP.

05

Expertise in Debt Rate Arrangement

We specialize in arranging competitive debt rates with real-time data for optimal debt structuring or syndication in India.

06

Higher Client Satisfaction

We guarantee consistent higher client satisfaction with a rating of 4.8/5, reflecting professionalism and expertise in complex financial dealings.

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