{"id":90958,"date":"2026-08-10T14:28:31","date_gmt":"2026-08-10T08:58:31","guid":{"rendered":"https:\/\/enterslice.com\/learning\/?p=90958"},"modified":"2026-08-10T14:28:37","modified_gmt":"2026-08-10T08:58:37","slug":"fiu-ind-aml-and-cft-guidelines","status":"publish","type":"post","link":"https:\/\/enterslice.com\/learning\/fiu-ind-aml-and-cft-guidelines\/","title":{"rendered":"FIU-IND AML & CFT Guidelines 2026: What Every Crypto Business in India Must Know"},"content":{"rendered":"

On January 8, 2026, FIU-IND released new AML (Anti-Money Laundering<\/a>) and CFT (Countering the Financing of Terrorism) Guidelines for Virtual Digital Asset Service Providers (VDASP). These guidelines create an important regulatory framework for crypto-related businesses operating in India. <\/p>\n\n\n\n

Earlier, the rules were simple, but now each VDASP will have to develop a more well-organized and technology-based compliance system. Crypto businesses will also have to operate with the AML and CFT rules like banks and other regulated financial institutions. <\/p>\n\n\n\n

In this blog, we will discuss the key points of the 2026 FIU-IND guidelines, updated as on 8 January, 2026. You will also know who is covered by these rules, the laws based on these guidelines, and what they mean for businesses. <\/p>\n\n\n\n

What are the 2026 FIU-IND AML and CFT Guidelines? <\/h2>\n\n\n\n

The FIU-IND AML and CFT Guidelines 2026 are new compliance guidelines for Virtual Digital Asset Service Providers (VDASP). These guidelines reduce the risk of money laundering, terrorist financing, and other financial crimes. <\/p>\n\n\n\n

These guidelines were released by the Financial Intelligence Unit-India (FIU-IND) on 8 January 2026. They explain how to comply with the PMLA and PMLR rules. <\/p>\n\n\n\n

Now, businesses also have to follow those rules properly. For example, doing KYC of the customer, completing Customer Due Diligence (CDD), monitoring transactions, sending suspicious transaction reports when necessary, and maintaining all records properly. After these guidelines, compliance in the crypto business will have to be given more importance. <\/p>\n\n\n\n

Who Should Follow FIU-IND AML and CFT Guidelines? <\/h2>\n\n\n\n

These guidelines by FIU-IND apply to organizations and businesses that provide virtual digital asset-related services. It is not the location of the organization, but the type of activities they are conducting. <\/p>\n\n\n\n

The entities that fall under this guideline are: <\/p>\n\n\n\n