{"id":6364,"date":"2018-01-19T11:00:21","date_gmt":"2018-01-19T05:30:21","guid":{"rendered":"https:\/\/enterslice.com\/learning\/?p=6364"},"modified":"2024-05-28T12:44:16","modified_gmt":"2024-05-28T07:14:16","slug":"points-distinction-payment-aggregator-payment-gateway","status":"publish","type":"post","link":"https:\/\/enterslice.com\/learning\/points-distinction-payment-aggregator-payment-gateway\/","title":{"rendered":"Points of Distinction between a Payment Aggregator &#038; a Payment Gateway"},"content":{"rendered":"<h2 class=\"wp-block-heading\">Payment Aggregator &amp; a Payment Gateway<\/h2>\n\n\n\n<ul>\n<li>A Payment Gateway as the name suggest implies, a pass-through mechanism by which all the credit &amp; debit card transactions are rooted, whereas a Payment Aggregators means the inclusion of multiples of Gateways so that it covers wider perspective when it comes to a payment mechanism.<\/li>\n\n\n\n<li>A Payment Gateway &amp; an Aggregator are not mutually exclusive, both are inclusive by nature. A <a href=\"https:\/\/enterslice.com\/payment-aggregator-license\"><strong>payment Aggregator<\/strong><\/a> covers a payment gateway in its ambit whereas it&rsquo;s not necessary that an aggregators act as a specific gateway.<\/li>\n\n\n\n<li>A Payment Gateway will allow the merchants to deal in a specific payment option put on the portal, whereas Payment Aggregators allows you to have, multitudes of options for payment &amp; leaves no stone unturned in fetching payment from the customer towards the vendor.<\/li>\n\n\n\n<li>A Gateway acts as an intermediary between merchant &amp; customer who is willing to pay for the services availed or the goods purchased whilst a Payment Aggregator is the interface through which the payments are being accepted &amp; moved further for settlement &amp; clearance.<\/li>\n\n\n\n<li>A Payment Gateway generally avails the service provided by Payment Aggregators as small online web stores can&rsquo;t afford to get the highly secured transaction service fee.<\/li>\n\n\n\n<li>A Payment Gateway is owned by Payment Aggregators who are financial institutions which acts as a processing unit for effecting online card payments. In General parlance merchants or vendors are Gateways but they can&rsquo;t act as Payment Aggregators as it involves a huge amount of investment &amp; capital adequacy.<\/li>\n\n\n\n<li>Examples of Payment Gateways: In India, only Banks take up the responsibility to act as Gateways such as HDFC, AXIS, UBI etc. whereas Examples of Payment of Gateway aggregators are PayU, CCAvenue, Bill desk, etc.<\/li>\n\n\n\n<li>A payment Gateway needs to get authorization from <strong>RBI<\/strong> before getting started, whereas an Aggregator needs necessary certification by Payment Card Industry &ndash; Data Security Standard (PCI DSS).<\/li>\n<\/ul>\n\n\n\n<div class=\"read\"><p><b>Also, Read<\/b> <mark><a href=\"https:\/\/enterslice.com\/learning\/what-is-payment-aggregator\/\">What is Payment Aggregator?<\/a><\/mark>.<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Payment Aggregator &amp; a Payment Gateway Also, Read What is Payment Aggregator?.<\/p>\n","protected":false},"author":4,"featured_media":6365,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[5],"tags":[672],"acf":{"service_id":"92"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v14.6.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Key Difference between Payment Aggregator &amp; Payment Gateway<\/title>\n<meta name=\"description\" content=\"Payment Aggregator means the inclusion of multiples of Payment Gateways so that it covers wider perspective when it comes to a payment mechanism.\" \/>\n<meta name=\"robots\" content=\"index, follow\" \/>\n<meta name=\"googlebot\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta name=\"bingbot\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/enterslice.com\/learning\/points-distinction-payment-aggregator-payment-gateway\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Key Difference between Payment Aggregator &amp; Payment Gateway\" \/>\n<meta property=\"og:description\" content=\"Payment Aggregator means the inclusion of multiples of Payment Gateways so that it covers wider perspective when it comes to a payment mechanism.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/enterslice.com\/learning\/points-distinction-payment-aggregator-payment-gateway\/\" \/>\n<meta property=\"og:site_name\" content=\"Enterslice\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/enterslice\" \/>\n<meta property=\"article:author\" content=\"enterslice\" \/>\n<meta property=\"article:published_time\" content=\"2018-01-19T05:30:21+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-05-28T07:14:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/enterslice.com\/learning\/wp-content\/uploads\/2018\/01\/pexels-photo-417395.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"856\" \/>\n<meta name=\"twitter:card\" content=\"summary\" \/>\n<meta name=\"twitter:creator\" content=\"@enterslice\" \/>\n<meta name=\"twitter:site\" content=\"@enterslice\" \/>\n<!-- \/ Yoast SEO plugin. -->","authorName":"Narendra Kumar","authorImageUrl":"https:\/\/enterslice.com\/learning\/wp-content\/uploads\/2019\/04\/nk-1.jpg","authorDescription":"Experienced Finance and Legal Professional with 12+ Years of Experience in Legal, Finance, Fintech, Blockchain, and Revenue Management.","postViews":676,"readingTime":2,"nextPost":{"id":6412,"slug":"advantages-limited-partnership"},"prevPost":{"id":6320,"slug":"legal-framework-india-payment-gateway"},"featuredMediaUrl":"https:\/\/enterslice.com\/learning\/wp-content\/uploads\/2018\/01\/pexels-photo-417395.jpeg","postTerms":"Latest News","_links":{"self":[{"href":"https:\/\/enterslice.com\/learning\/wp-json\/wp\/v2\/posts\/6364"}],"collection":[{"href":"https:\/\/enterslice.com\/learning\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/enterslice.com\/learning\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/enterslice.com\/learning\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/enterslice.com\/learning\/wp-json\/wp\/v2\/comments?post=6364"}],"version-history":[{"count":1,"href":"https:\/\/enterslice.com\/learning\/wp-json\/wp\/v2\/posts\/6364\/revisions"}],"predecessor-version":[{"id":86383,"href":"https:\/\/enterslice.com\/learning\/wp-json\/wp\/v2\/posts\/6364\/revisions\/86383"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/enterslice.com\/learning\/wp-json\/wp\/v2\/media\/6365"}],"wp:attachment":[{"href":"https:\/\/enterslice.com\/learning\/wp-json\/wp\/v2\/media?parent=6364"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/enterslice.com\/learning\/wp-json\/wp\/v2\/categories?post=6364"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/enterslice.com\/learning\/wp-json\/wp\/v2\/tags?post=6364"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}